The Ontario Court of Appeal’s recent decision in Markham (City) v. AIG Insurance Company of Canada, 2020 ONCA 239 clarified the scope of an insurer’s duty to defend where more than one insurance policy is triggered by a loss. In such cases, insurers may have a concurrent duty to defend…
As the fallout from the COVID-19 virus hits the bottom line, businesses will be looking to see what losses may be covered through their insurance policies. In this post, we answer the most common questions our insurance group receives about business insurance and the losses that are typically covered by…
Kelly Santini LLP and Welch Capital Partners have prepared a template employee loan agreement that business owners can use in the event they are providing loans to employees. Please reach out to Kelly Santini’s JP Zubec (jpzubec@kellysantini.com) or Stephan May of Welch Capital Partners (smay@welchcapitalpartners.com) should you have any questions on the…
The legal consequences of COVID-19 related shutdowns and interruptions are only beginning to be felt throughout the world. Parties involved in any form of contract are now examining their obligations and options, including invoking force majeure clauses or frustration. Below, we answer common questions about force majeure or frustration and…
Kelly Santini’s residential real estate group is fully operational during the COVID-19 outbreak and we have made a number of modifications to our operations to accommodate the needs of our staff and clients. We are also working closely with our bank and other service providers to develop procedures that allow…
We know that many clients have urgent legal matters that cannot be cancelled or postponed, or at least not without causing hardship, and we remain available to serve you. In many instances, your legal matters can be attended to by remote means but some situations require that the legal documents…
Our team has collated some of the recent announcements by the federal and provincial governments, as well as answers to frequently asked questions, regarding COVID-19 and the workplace. Please note that the both the provincial and federal levels of government continue to clarify and expand on new measures being introduced…
On March 16, 2020, Premier Doug Ford announced the Ontario government’s intention to amend the Employment Standards Act to provide employees with new protections during the novel COVID-19 pandemic. The purpose of these amendments is to provide job security for employees who must isolate or self-quarantine, or care for their…