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The Hidden Costs of Buying a Home

Buying a house can be a rewarding experience and a great investment. It can also be quite stressful if you have not budgeted properly for some of the expenses that come with home ownership, and specifically, the expenses associated with closing your purchase transaction. Most people are aware of obvious…

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Shareholder Agreement Essentials: Buy-Out Clauses

Going into business with someone is not unlike entering a marriage.  While the parties may enter the relationship with the best of intentions and a shared vision about the future, things can change.  If you’re considering walking down the aisle with a business partner(s), it is essential that some consideration…

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Title Insurance: The Basics

Title insurance is an insurance policy issued by an insurance company, which insures or indemnifies the home buyer and mortgage lender (where mortgage financing is provided) against loss or damage sustained as a result of covered title risks and defects. It further insures against various problems which would have been…

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Work Highlight

Kelly Santini LLP Advises Fin-XO on Two Closings

Tim McCunn and Diem Nguyen recently advised Montreal based Fin-XO Securities Inc. on two private placements of unsecured convertible debentures, common shares and warrants by Digital Shelf Space in the total amount of $1,600,000. Digital Shelf Space is an independent creator, producer and distributor of home entertainment content targeted at…

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Supreme Court Denies Leave to Appeal in Insurance Dispute

Mitch Kitagawa successfully represented The Co-Operators when the plaintiffs sought leave to appeal to the Supreme Court to challenge an Ontario Court of Appeal’s ruling from February 2013. The Court of Appeal upheld a contractual one year limitation period in a commercial property policy. The Co-Operators denied the claim and…

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