To combat activities such as money laundering and tax evasion, the Federal Government has made changes to the Canada Business Corporations Act (CBCA) which came into effect on June 13, 2019. In addition to the shareholders’ and directors’ registers they already maintain, federally incorporated companies are now required to maintain…
News & Resources
WSIB Return to Work is Just the Start
Most people in the construction industry are familiar with WSIB’s return to work obligations for injured workers and the special provisions for construction workers. This article is about the obligations you may not have appreciated that exist beyond those requirements. The Ontario Human Rights Act (OHRA) prohibits differential treatment of…

No Good Deed Goes Unpunished – Mortgage Stress Tests and the bank of Mom & Dad
If you have applied for a mortgage or line of credit in the past two years, you may have noticed that it has become much harder to qualify. The much-publicized “stress test” is making it increasingly difficult for some individuals buying or refinancing property. With the heightened requirements, we are…

Buying & Selling Real Estate in a Challenging Market
With the Spring market well underway, it appears clear that we are firmly cemented in a “seller’s market” here in Ottawa. Research suggests listings are down across the region by about 30-35% year over year. This means it is a great time to sell. But it also means buyers and…

Court of Appeal Upholds Decision on Partial Summary Judgment
Shawn O’Connor‘s successful Ontario Superior Court motion for partial summary judgment to determine the issue of liability was recently upheld by the Ontario Court of Appeal . The Court of Appeal agreed with the motion judge that the driver of a car who stopped when they saw emergency vehicle lights…
What Is Mortgage Insurance – And How Does It Impact My Purchase
Simply stated, if you buy a home and put less than 20% down, your lender will require that your mortgage be insured. There are several companies that offer this coverage- two of the most well known being CMHC and Genworth. The lender sets up the coverage on your behalf, and…

Learning to Lead – Best Practices in Corporate Diversity
On May 27th, Kelly Santini LLP is hosting a breakfast symposium on diversity in the workplace. Our three guest speakers are leaders in the field of corporate diversity. They will discuss the significant business opportunity offered through effective diversity planning and programming, while providing practical and effective strategies to help…

Answering the Bell – Afton Maisonneuve Steps in to the Ring to Fight for the Cure
For the second year running, a Kelly Santini lawyer is stepping in to the ring to raise money for the Ottawa Regional Cancer Foundation at the annual Fight for the Cure white collar boxing gala. Real estate, estate planning and business lawyer Afton Maisonneuve is taking on the challenge in…
